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CoinLedger

CoinLedger is an accessible crypto tax platform with over 1,000 exchange and wallet integrations.

  • Best for: Users who want a simple, straightforward experience without complex DeFi needs.
  • Key differentiator: Offers an unlimited transaction plan for high-volume traders at a fixed price.
  • Pricing: $49 (100 transactions) to $499+ (10,000+ transactions).
  • Limitation: Does not generate Schedule D forms – you'll need to complete this manually or with other software.
  • Notable: Strong NFT support with OpenSea integration.

Awaken

Awaken is a newer crypto tax platform with AI-powered categorization and real-time calculations.

  • Best for: Users who want cutting-edge AI automation for transaction categorization.
  • Key differentiator: Real-time tax calculations that update as you trade.
  • Pricing: Free tier available, paid plans up to $999/year
  • Limitation: Smaller integration library than established competitors. Newer platform with less track record.
  • Notable: Advanced DeFi and cross-chain support.

TokenTax

TokenTax offers both full-service accounting and crypto tax software.

  • Best for: Users who want hands-off, professional tax preparation.
  • Key differentiator: Full-service CPA option where professionals handle everything for you.
  • Pricing: $65 (100 transactions) to $4,499+ (VIP/full-service)
  • Limitation: Very expensive compared to alternatives. There’s no free version and no refund policy.
  • Notable: Comprehensive DeFi and NFT support with professional-grade tools.
2026-03-10

Pricing

  • Hobbyist: $49 (100 transactions) 
  • Investor: $99 (1,000 transactions) 
  • Pro: $199+ (3,000+ transactions)

Is there a free version?

Yes, CoinLedger offers a free version with portfolio tracking and unlimited transactions. To gain access to any reports, you’ll need to upgrade to a paid plan.

Pros and cons

Pros

  • Unlimited transaction plan available for high-volume investors. 
  • Known for its NFT support, including an integration for OpenSea. 
  • International tax reporting, with over 40 countries supported.

Cons

  • Doesn’t accept crypto as payment. 
  • Doesn’t offer specialized tax forms such as Schedule D.

Pricing

DIY Plans

  • Silver: $49 (100 transactions) 
  • Gold: $199 (5,000 transactions) 
  • Platinum: $399 (15,000 transactions)

Professional Consultation Plans

  • Premium Support Consultation: $275 (60 mins)
  • Tax Pro Prepared (single year): $2800
  • Tax Pro Prepared (multi-year): $5200

Is there a free version?

Yes, you can import your crypto transactions for free. However, to view, download, or access reports, you need to upgrade to a paid plan.

Pros and Cons

Pros

  • Integrates with tax platform TurboTax.
  • Offers professional tax consultations and services.
  • Offers a 14-day money-back guarantee/refund for all plans.

Cons

  • Doesn’t accept crypto as payment. 
  • High cost. If you have more than 100 transactions, you’ll need to pay $199.
  • Limited customer support. Some customers have reported issues with long wait times and a lack of helpful responses. 

Pricing

  • Newbie: $49 (100 transactions) 
  • Hodler: $99 (1,000 transactions)
  • Trader: $199 (3,000 transactions)
  • Pro: From $299 (10,000+ transactions)

Is there a free version?

Yes. Koinly provides a limited free version that allows you to track your portfolios. For access to any reports, you’ll need to upgrade to a paid plan.

Pros and Cons

Pros

  • Accepts crypto as payment, in addition to credit/debit card payments.
  • Provides an income overview, so you can see how much crypto you’ve earned from all your activities. 
  • Supports more complex crypto transactions like DeFi, NFT, and margin trading.

Cons

  • Limited security features. Compared to other crypto tax software, Koinly only mentions one layer of security – SSL.
  • Higher cost. Compared to other platforms, especially if you’re a high-volume trader. 
  • Usability. Some customers have reported potential syncing and labelling issues within the platform, while others said it wasn’t easy to navigate.

Pricing

  • Basic: $65 (100 transactions)
  • Premium: $199 (5,000 transactions)
  • Pro: $1,999 (20,000 transactions)
  • VIP: $3,499 (up to 30,000 CEX transactions)

Is there a free version?

No free version available. 

Pros and cons

Pros

  • Customer service. Live chat support is offered for every pricing tier.
  • Tax-loss harvesting. Offered for premium customers paying $199.
  • Multiple payment options. Accepts card or crypto payments. 

Cons

  • TokenTax costs a lot more than other crypto tax platforms. If you have over 100 transactions, you’ll have to pay at least $199. 
  • No refunds or money-back guarantee. 
  • No free version available.

Pricing

  • Rookie: $49 (up to 100 transactions)
  • Hobbyist: $99 (up to 1,000 transactions)
  • Investor: $249 (up to 10,000 transactions)
  • Trader: $499 (up to 100,000 transactions)
  • Advanced Trader: $999 (up to 200,000 transactions)

Summ also offers a 30-day, 100% money-back guarantee. If you’re not satisfied, you can receive a full refund by contacting the support team. 

Is there a free version?

Yes, Summ is free to use instantly when you sign up, allowing you to gain a full picture of your crypto portfolio, with support for up to 100,000 transactions. Take advantage of the smart suggestion and auto-categorization engine, portfolio tracking, unlimited integrations, DeFi and NFT support. 

To access the reports, the tax loss harvesting tool and priority support, you will need to upgrade to the appropriate paid plan.

Pros and Cons

Pros

  • Tax platform partnerships. Users can file reports directly with TurboTax and TaxAct.
  • Low price. Its starter ‘Rookie’ plan is one of the cheapest ones out there.
  • Tax loss harvesting tool. By identifying assets to sell at a loss, you can reduce your overall tax bill available on the or Investor and Trader plans.
  • Dedicated customer support. 24/7 support, including email and live chat support with a real person available for all customers.
  • Portfolio tracking mobile app. Connect your Summ account with the iOS mobile app and get a detailed view of your portfolio with accurate PnL & tax calculations.
  • Support for 200,000+ transactions. Perfect for high-volume traders.
  • Unlimited report downloads each year. Under the one plan subscription price you can download unlimited reports each year, perfect for users who make adjustments or are filing for multiple years at once.

Cons

  • Doesn’t currently accept crypto as a form of payment.
  • Mobile app not available on iOS
  • The tax optimization algorithm is only available on Investor and Trader plans

How Investing vs Trading impacts tax

In most cases of buying and selling cryptocurrency as a retail investor, you are participating in investing rather than trading. The two are treated differently for tax purposes.

  • Investing is subject to capital gains tax or income tax, depending on the nature of the transaction.
  • Trading in this case refers to self-employment which is subject to income tax and National Insurance Contributions.

The key difference between investing and trading – along with the different tax treatments, is how losses generated in the crypto-activity can be used.

In their guidance, HMRC have explicitly stated that they would expect it to be exceedingly rare that any crypto-activity constituting buying & selling crypto would be classified as “trading”.

If you are uncertain, speak to a tax advisor as there are always exceptions, including but not limited to, developing tokens and large scale mining.

How is crypto tax calculated in the United States?

You can be liable for both capital gains and income tax depending on the type of cryptocurrency transaction, and your individual circumstances. For example, you might need to pay capital gains on profits from buying and selling cryptocurrency, or pay income tax on interest earned when holding crypto.

CoinLedger

CoinLedger is an accessible crypto tax platform with over 1,000 exchange and wallet integrations.

Best for: Users who want a simple, straightforward experience without complex DeFi needs.

Key differentiator: Offers an unlimited transaction plan for high-volume traders at a fixed price.

Pricing: $49 (100 transactions) to $499+ (10,000+ transactions).

Limitation: Does not generate Schedule D forms - you will need to complete this manually or with other software.

Notable: Strong NFT support with OpenSea integration.

CoinTracker

CoinTracker is a portfolio tracker and tax calculator supporting over 30,000 cryptocurrencies.

Best for: Users who prioritize portfolio tracking alongside tax reporting.

Key differentiator: Direct integrations with TurboTax and H&R Block Desktop.

Pricing: $59 (100 transactions) to $599 (10,000 transactions), with full-service options up to $3,499.

Limitation: Customer support is limited on lower-tier plans - priority support requires the $599 Ultra plan.

Notable: Good security with end-to-end encryption and SOC 2 compliance.

ZenLedger

ZenLedger offers both DIY crypto tax reports and professional full-service accounting.

Best for: Users who want tax loss harvesting included at every pricing tier.

Key differentiator: Tax loss harvesting is available on all plans, not just premium tiers.

Pricing: $49 (100 transactions) to $399 (15,000 transactions).

Limitation: Only offers 400+ exchange integrations - significantly fewer than competitors. Some users report customer support issues with long wait times.

Notable: TurboTax integration and 14-day refund policy.

blog
Mar 10
,
 
2026
 - 
10
min read

The Best CoinTracker Alternatives for 2026

Looking for a better alternative to CoinTracker? We compare the top crypto tax platforms on pricing, DeFi support, integrations, and IRS compliance so you can pick the right tool for your 2026 tax filing.

Key takeaways
This tax guide is regularly updated: Last Update  

The Best CoinTracker Alternatives for 2026

If you're searching for crypto tax alternatives to CoinTracker, you’ve come to the right place. 

 Chances are you’re looking for better DeFi support, more integrations, lower pricing, or improved customer support. Here's where to find it.

Quick Answer: The Best CoinTracker Alternative is Summ

Looking for the best alternative to CoinTracker? Here's our quick recommendation:

Summ is the top CoinTracker alternative for US crypto investors in 2026. It offers:

  • ✓ 3,500+ integrations (vs CoinTracker's 500+)
  • ✓ Official tax partner of Coinbase and MetaMask
  • ✓ Superior DeFi support with 2,300+ protocols (vs CoinTracker's limited DeFi)
  • ✓ 24/7 live support on ALL plans (vs CoinTracker's tiered support)
  • ✓ Lower pricing at scale ($249 for 10K tx vs $599)
  • ✓ 7-day refund upon approval 
Feature Summ CoinTracker
Total Integrations 3,500+ 500+
Starting Price $49 $59
Free Portfolio Tracking 200,000+ transactions Up to 25 transactions
DeFi Support ✓ Complete (2,300+ protocols) Limited
NFT Support ✓ Complete ✓ Supported (Limitations may exist depending on the specific blockchain or NFT type)
Tax Loss Harvesting ✓ (Investor & Trader plans) ✓ (Higher tiers)
SOC 2 Certified
Multi-Factor Authentication
24/7 Live Support ✓ All plans ✗ Higher tiers only
IRS Form 8949
Schedule D
TurboTax Integration
H&R Block Integration
Mobile App ✓ iOS ✓ iOS & Android

Other CoinTracker Alternatives to Consider

While we believe Summ offers the best combination of features, pricing, and support, here are other alternatives worth considering:

{{CoinLedger Alternatives}}

{{Awaken Alternatives}}

{{TokenTax Alternatives}}

CoinTracker vs Summ (Formerly Crypto Tax Calculator)

CoinTracker, founded in 2017, is a well-established crypto tax platform that combines portfolio tracking with tax reporting. It supports over 500 exchanges and 30,000 cryptocurrencies, making it a popular choice for crypto investors who want to track their portfolios and meet their tax obligations.

Summ (formerly Crypto Tax Calculator), founded in 2018, takes a more comprehensive approach to crypto taxation. As the official tax partner of Coinbase and MetaMask, Summ supports over 3,500 integrations and offers advanced features like smart transaction categorization. It's designed to handle everything from simple trades to complex DeFi activities.

Let's break down how these platforms compare across the features that matter most.

Integrations (Supported Exchanges, Wallets and Blockchains)

The verdict: Summ's integration library is 7x larger than CoinTracker's.

Having access to a much larger integration library means you’re less likely to encounter an unsupported exchange or protocol, reducing the chance of manual work or missing data. 

Integration Type Summ CoinTracker
Total Integrations 3,500+ 500+
Blockchains Comprehensive Standard

While CoinTracker covers many popular exchanges and wallets, Summ's 3,500+ integrations provide significantly broader coverage. This is especially important for users who interact with DeFi protocols, cross-chain bridges, and emerging blockchains.

DeFi Support

The verdict: Summ offers significantly better DeFi support with 2,300+ protocols vs CoinTracker's limited coverage.

Why it matters: DeFi includes activities like staking your crypto to earn rewards, providing liquidity to trading pools, lending your assets, or using decentralized exchanges. These transactions are notoriously complex to track and categorize correctly for tax purposes.

If you've used platforms like Uniswap, Aave, Compound, or participated in liquidity pools, your tax software needs to handle:

  • Cross-chain swaps (trading across different blockchains like Ethereum to Polygon)
  • Liquidity pool deposits and withdrawals
  • Yield farming rewards (income from DeFi protocols)
  • Staking income (rewards from validating transactions)
  • Lending and borrowing (interest earned and paid)

While CoinTracker doesn’t support as many DeFi protocols as Summ does, it still supports over 23,000 smart contracts and the top 85 dApps. However, users have reported that unsupported protocols become an issue, particularly for inexperienced traders, while complex transactions can require manual review and correction. 

Summ was built with DeFi at its core, supporting over 2,300 DeFi protocols with automatic categorization. The platform can identify and properly classify cross-chain swaps, liquidity pool transactions, and yield farming activities without manual intervention.

Tax Reports & IRS Compliance

The verdict: Both platforms generate the necessary IRS forms. Why it matters: For US crypto investors, IRS compliance is non-negotiable. You need software that generates accurate, ready-to-file tax forms.

Tax Feature Summ CoinTracker
Form 8949
Schedule D
TurboTax Integration
TaxAct Integration
H&R Block Integration No
FIFO Method
LIFO Method
HIFO Method
Specific ID

What is Form 8949? Form 8949 is the IRS form where you report individual crypto transactions and their gains or losses. Each trade, sale, or taxable event needs to be listed.

What is Schedule D? Schedule D  summarizes your total capital gains and losses from all sources, including crypto.

Customer Support

The verdict: Summ includes 24/7 human support on every plan. CoinTracker only offers 24/7 support on the higher-tier plans.

When tax season arrives, and you're facing a deadline, responsive support matters.

Support Feature Summ CoinTracker
24/7 Availability ✓ All plans ✗ Higher tiers only
Live Chat With Humans Limited
Email Support
Priority Support ✓ All plans $599 Ultra plan only
Help Documentation

This is a significant difference. CoinTracker prioritises support for users on their $599 Ultra plan. If you're on a lower tier and encounter an issue during tax time, you may face delays getting help.

Summ provides 24/7 live chat support that has been described as “extremely helpful” with “very fast response times.” We offer real human support for all our customers regardless of plan tier, to make doing your taxes a little less painful for everyone. 

Security

The verdict: Both platforms offer strong security with SOC 2 certification. Summ provides additional documented security layers.

Why it matters: Crypto tax software accesses your complete financial history across all exchanges and wallets. This is sensitive data that deserves serious protection.

Security Feature Summ CoinTracker
SOC 2 Type 2 Certified
Multi-Factor Authentication
Zero-Trust Architecture Not specified
24/7 Threat Detection Not specified
SSL Encryption
Read-Only API Access

Both platforms take security seriously. CoinTracker offers SOC 2 compliance and end-to-end encryption, while Summ provides SOC 2 Type 2 certification plus additional security measures, including zero-trust architecture and continuous threat monitoring.

Pricing 

The verdict: Summ offers significantly better value at higher transaction volumes, with savings of over 50% at the 10,000 transaction tier.

Transaction Tier Summ CoinTracker Comparison
Up to 25 Free (tracking) Free (tracking) Similar
Up to 100 $49 (Rookie) $59 (Base) Summ $10 cheaper
Up to 1,000 $99 (Hobbyist) $199 (Prime) Summ 50% cheaper
Up to 10,000 $249 (Investor) $599 (Ultra) Summ 58% cheaper
Up to 100,000 $499 (Trader) $3,499 (Full Service) Summ 86% cheaper
Up to 200,000 $999 (Trader) $3,499 (Full Service) Summ 71% cheaper

Why it matters: The pricing difference becomes dramatic at higher transaction volumes. Active traders and DeFi users who generate thousands of transactions will see significant savings with Summ.

Annual subscriptions: Both prices reflect annual subscriptions. For Summ, you pay once and can generate reports for any previous year back to 2014, which is valuable if you need to submit or amend past returns. To access past tax reports on CoinTracker, you need to have a paid plan, and it is unclear how far back you can access tax reports.

Free Tier

The verdict: Summ's free tier is significantly more generous, supporting 500,000+ transactions vs CoinTracker's 25.

Why it matters: Before signing up to any new platform, it’s important to be able to conduct a full evaluation so you don’t get locked into a product that’s not 100% right for you. 

Both platforms offer free tiers, but with very different limitations:

Summ Free Tier:

  • Portfolio tracking for 500,000+ transactions
  • Unlimited integrations
  • Smart suggestions and auto-categorization
  • DeFi and NFT support
  • Tax reports require paid upgrade
  • Mobile app for portfolio tracking on iOS

CoinTracker Free Tier:

  • Portfolio tracking for up to 25 transactions only
  • Limited features
  • Tax reports require a paid upgrade

Mobile App

Both platforms offer mobile apps for portfolio tracking on the go. CoinTracker and Summ support both iOS and Android devices.

Conclusion: Why Summ is the Best CoinTracker Alternative

After comparing the platforms across integrations, DeFi support, security, pricing, and customer support, Summ emerges as the strongest CoinTracker alternative for most US crypto investors.

Here's what sets Summ apart:

  • 7x more integrations (3,500+ vs 500+) means less manual work
  • Dramatically better pricing – save 50-86% on higher-tier plans
  • Superior DeFi support with 2,300+ protocols vs CoinTracker's limited coverage
  • 24/7 live human support on ALL plans – not just premium tiers
  • Enterprise-grade security with additional protections 

That said, CoinTracker may be the best choice if you need a direct H&R Block Desktop integration or prefer its established 2017 track record.

For US investors with any DeFi activity, high transaction volumes, or who value 24/7 support access, Summ delivers significantly more value.

Frequently Asked Questions

Is Summ better than CoinTracker?

For most US crypto investors, Summ offers meaningful advantages over CoinTracker: 7x more integrations (3,500+ vs 500+), significantly better DeFi support (2,300+ protocols), lower pricing at higher tiers (50-86% savings), and 24/7 live support on all plans. Summ particularly excels for users with extensive DeFi activity or high transaction volumes. 

However, if you need an Android app or a direct integration with H&R Block Desktop, CoinTracker remains a solid choice.

How much cheaper is Summ than CoinTracker?

At the entry level, Summ is $10 cheaper ($49 vs $59). The savings increase significantly at higher tiers: Summ's Hobbyist plan ($99 for 1,000 transactions) is 50% cheaper than CoinTracker's Prime plan ($199), and Summ's Investor plan ($249 for 10,000 transactions) is 58% cheaper than CoinTracker's Ultra plan ($599).

Is Summ free to use?

Yes, Summ offers a generous free tier that includes portfolio tracking for 500,000+ transactions, unlimited integrations, DeFi and NFT support, and smart suggestions. To download tax reports (Form 8949, Schedule D, etc.), or to access advanced features you'll need to upgrade to a paid plan starting at $49.

Does Summ support DeFi transactions?

Absolutely. Summ was built with DeFi support at its core, covering over 2,300 DeFi protocols. This includes cross-chain swaps, liquidity pool deposits and withdrawals, yield farming, staking rewards, lending, and borrowing. The platform automatically categorizes these complex transactions.

Is Summ safe and secure?

Yes. Summ takes security seriously with multiple layers of protection:

  • SOC 2 Type 2 certification: Independent verification of security practices
  • Zero-trust architecture: No implicit trust for any user or system
  • 24/7 threat detection: Continuous monitoring for security issues
  • Multi-factor authentication: Optional additional account protection
  • Read-only API access: Summ can never move or access your crypto

Does Summ work with TurboTax and H&R Block?

Summ integrates directly with TurboTax and TaxAct. You can export your crypto tax data and import it directly into your tax return, eliminating manual data entry.

Summ doesn’t currently have a direct integration with H&R Block. However, you can still import your transactions using the custom CSV option. 

What's the best crypto tax software for high-volume traders?

For high-volume traders, Summ offers the best combination of features and value. At the 10,000 transaction tier, Summ costs $249 compared to CoinTracker's $599 – a 58% savings. Summ also supports 500,000+ transactions for $999, compared to CoinTracker's $3,499 full-service option.

Disclaimer: This content is for informational purposes only and does not constitute tax advice. Consult with a qualified tax professional for advice specific to your situation.

The information provided on this website is general in nature and is not tax, accounting or legal advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider the appropriateness of the information having regard to your own objectives, financial situation and needs and seek professional advice. Summ (formerly Crypto Tax Calculator) disclaims all and any guarantees, undertakings and warranties, expressed or implied, and is not liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or Consequential Loss or damage) arising out of, or in connection with, any use or reliance on the information or advice in this website. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. The information in this website is no substitute for specialist advice.

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The Best CoinTracker Alternatives for 2026

Looking for a better alternative to CoinTracker? We compare the top crypto tax platforms on pricing, DeFi support, integrations, and IRS compliance so you can pick the right tool for your 2026 tax filing.

Team Summ

This tax guide is regularly updated: Last Update 

....

March

10

2026

The Best CoinTracker Alternatives for 2026

If you're searching for crypto tax alternatives to CoinTracker, you’ve come to the right place. 

 Chances are you’re looking for better DeFi support, more integrations, lower pricing, or improved customer support. Here's where to find it.

Quick Answer: The Best CoinTracker Alternative is Summ

Looking for the best alternative to CoinTracker? Here's our quick recommendation:

Summ is the top CoinTracker alternative for US crypto investors in 2026. It offers:

  • ✓ 3,500+ integrations (vs CoinTracker's 500+)
  • ✓ Official tax partner of Coinbase and MetaMask
  • ✓ Superior DeFi support with 2,300+ protocols (vs CoinTracker's limited DeFi)
  • ✓ 24/7 live support on ALL plans (vs CoinTracker's tiered support)
  • ✓ Lower pricing at scale ($249 for 10K tx vs $599)
  • ✓ 7-day refund upon approval 
Feature Summ CoinTracker
Total Integrations 3,500+ 500+
Starting Price $49 $59
Free Portfolio Tracking 200,000+ transactions Up to 25 transactions
DeFi Support ✓ Complete (2,300+ protocols) Limited
NFT Support ✓ Complete ✓ Supported (Limitations may exist depending on the specific blockchain or NFT type)
Tax Loss Harvesting ✓ (Investor & Trader plans) ✓ (Higher tiers)
SOC 2 Certified
Multi-Factor Authentication
24/7 Live Support ✓ All plans ✗ Higher tiers only
IRS Form 8949
Schedule D
TurboTax Integration
H&R Block Integration
Mobile App ✓ iOS ✓ iOS & Android

Other CoinTracker Alternatives to Consider

While we believe Summ offers the best combination of features, pricing, and support, here are other alternatives worth considering:

{{CoinLedger Alternatives}}

{{Awaken Alternatives}}

{{TokenTax Alternatives}}

CoinTracker vs Summ (Formerly Crypto Tax Calculator)

CoinTracker, founded in 2017, is a well-established crypto tax platform that combines portfolio tracking with tax reporting. It supports over 500 exchanges and 30,000 cryptocurrencies, making it a popular choice for crypto investors who want to track their portfolios and meet their tax obligations.

Summ (formerly Crypto Tax Calculator), founded in 2018, takes a more comprehensive approach to crypto taxation. As the official tax partner of Coinbase and MetaMask, Summ supports over 3,500 integrations and offers advanced features like smart transaction categorization. It's designed to handle everything from simple trades to complex DeFi activities.

Let's break down how these platforms compare across the features that matter most.

Integrations (Supported Exchanges, Wallets and Blockchains)

The verdict: Summ's integration library is 7x larger than CoinTracker's.

Having access to a much larger integration library means you’re less likely to encounter an unsupported exchange or protocol, reducing the chance of manual work or missing data. 

Integration Type Summ CoinTracker
Total Integrations 3,500+ 500+
Blockchains Comprehensive Standard

While CoinTracker covers many popular exchanges and wallets, Summ's 3,500+ integrations provide significantly broader coverage. This is especially important for users who interact with DeFi protocols, cross-chain bridges, and emerging blockchains.

DeFi Support

The verdict: Summ offers significantly better DeFi support with 2,300+ protocols vs CoinTracker's limited coverage.

Why it matters: DeFi includes activities like staking your crypto to earn rewards, providing liquidity to trading pools, lending your assets, or using decentralized exchanges. These transactions are notoriously complex to track and categorize correctly for tax purposes.

If you've used platforms like Uniswap, Aave, Compound, or participated in liquidity pools, your tax software needs to handle:

  • Cross-chain swaps (trading across different blockchains like Ethereum to Polygon)
  • Liquidity pool deposits and withdrawals
  • Yield farming rewards (income from DeFi protocols)
  • Staking income (rewards from validating transactions)
  • Lending and borrowing (interest earned and paid)

While CoinTracker doesn’t support as many DeFi protocols as Summ does, it still supports over 23,000 smart contracts and the top 85 dApps. However, users have reported that unsupported protocols become an issue, particularly for inexperienced traders, while complex transactions can require manual review and correction. 

Summ was built with DeFi at its core, supporting over 2,300 DeFi protocols with automatic categorization. The platform can identify and properly classify cross-chain swaps, liquidity pool transactions, and yield farming activities without manual intervention.

Tax Reports & IRS Compliance

The verdict: Both platforms generate the necessary IRS forms. Why it matters: For US crypto investors, IRS compliance is non-negotiable. You need software that generates accurate, ready-to-file tax forms.

Tax Feature Summ CoinTracker
Form 8949
Schedule D
TurboTax Integration
TaxAct Integration
H&R Block Integration No
FIFO Method
LIFO Method
HIFO Method
Specific ID

What is Form 8949? Form 8949 is the IRS form where you report individual crypto transactions and their gains or losses. Each trade, sale, or taxable event needs to be listed.

What is Schedule D? Schedule D  summarizes your total capital gains and losses from all sources, including crypto.

Customer Support

The verdict: Summ includes 24/7 human support on every plan. CoinTracker only offers 24/7 support on the higher-tier plans.

When tax season arrives, and you're facing a deadline, responsive support matters.

Support Feature Summ CoinTracker
24/7 Availability ✓ All plans ✗ Higher tiers only
Live Chat With Humans Limited
Email Support
Priority Support ✓ All plans $599 Ultra plan only
Help Documentation

This is a significant difference. CoinTracker prioritises support for users on their $599 Ultra plan. If you're on a lower tier and encounter an issue during tax time, you may face delays getting help.

Summ provides 24/7 live chat support that has been described as “extremely helpful” with “very fast response times.” We offer real human support for all our customers regardless of plan tier, to make doing your taxes a little less painful for everyone. 

Security

The verdict: Both platforms offer strong security with SOC 2 certification. Summ provides additional documented security layers.

Why it matters: Crypto tax software accesses your complete financial history across all exchanges and wallets. This is sensitive data that deserves serious protection.

Security Feature Summ CoinTracker
SOC 2 Type 2 Certified
Multi-Factor Authentication
Zero-Trust Architecture Not specified
24/7 Threat Detection Not specified
SSL Encryption
Read-Only API Access

Both platforms take security seriously. CoinTracker offers SOC 2 compliance and end-to-end encryption, while Summ provides SOC 2 Type 2 certification plus additional security measures, including zero-trust architecture and continuous threat monitoring.

Pricing 

The verdict: Summ offers significantly better value at higher transaction volumes, with savings of over 50% at the 10,000 transaction tier.

Transaction Tier Summ CoinTracker Comparison
Up to 25 Free (tracking) Free (tracking) Similar
Up to 100 $49 (Rookie) $59 (Base) Summ $10 cheaper
Up to 1,000 $99 (Hobbyist) $199 (Prime) Summ 50% cheaper
Up to 10,000 $249 (Investor) $599 (Ultra) Summ 58% cheaper
Up to 100,000 $499 (Trader) $3,499 (Full Service) Summ 86% cheaper
Up to 200,000 $999 (Trader) $3,499 (Full Service) Summ 71% cheaper

Why it matters: The pricing difference becomes dramatic at higher transaction volumes. Active traders and DeFi users who generate thousands of transactions will see significant savings with Summ.

Annual subscriptions: Both prices reflect annual subscriptions. For Summ, you pay once and can generate reports for any previous year back to 2014, which is valuable if you need to submit or amend past returns. To access past tax reports on CoinTracker, you need to have a paid plan, and it is unclear how far back you can access tax reports.

Free Tier

The verdict: Summ's free tier is significantly more generous, supporting 500,000+ transactions vs CoinTracker's 25.

Why it matters: Before signing up to any new platform, it’s important to be able to conduct a full evaluation so you don’t get locked into a product that’s not 100% right for you. 

Both platforms offer free tiers, but with very different limitations:

Summ Free Tier:

  • Portfolio tracking for 500,000+ transactions
  • Unlimited integrations
  • Smart suggestions and auto-categorization
  • DeFi and NFT support
  • Tax reports require paid upgrade
  • Mobile app for portfolio tracking on iOS

CoinTracker Free Tier:

  • Portfolio tracking for up to 25 transactions only
  • Limited features
  • Tax reports require a paid upgrade

Mobile App

Both platforms offer mobile apps for portfolio tracking on the go. CoinTracker and Summ support both iOS and Android devices.

Conclusion: Why Summ is the Best CoinTracker Alternative

After comparing the platforms across integrations, DeFi support, security, pricing, and customer support, Summ emerges as the strongest CoinTracker alternative for most US crypto investors.

Here's what sets Summ apart:

  • 7x more integrations (3,500+ vs 500+) means less manual work
  • Dramatically better pricing – save 50-86% on higher-tier plans
  • Superior DeFi support with 2,300+ protocols vs CoinTracker's limited coverage
  • 24/7 live human support on ALL plans – not just premium tiers
  • Enterprise-grade security with additional protections 

That said, CoinTracker may be the best choice if you need a direct H&R Block Desktop integration or prefer its established 2017 track record.

For US investors with any DeFi activity, high transaction volumes, or who value 24/7 support access, Summ delivers significantly more value.

Frequently Asked Questions

Is Summ better than CoinTracker?

For most US crypto investors, Summ offers meaningful advantages over CoinTracker: 7x more integrations (3,500+ vs 500+), significantly better DeFi support (2,300+ protocols), lower pricing at higher tiers (50-86% savings), and 24/7 live support on all plans. Summ particularly excels for users with extensive DeFi activity or high transaction volumes. 

However, if you need an Android app or a direct integration with H&R Block Desktop, CoinTracker remains a solid choice.

How much cheaper is Summ than CoinTracker?

At the entry level, Summ is $10 cheaper ($49 vs $59). The savings increase significantly at higher tiers: Summ's Hobbyist plan ($99 for 1,000 transactions) is 50% cheaper than CoinTracker's Prime plan ($199), and Summ's Investor plan ($249 for 10,000 transactions) is 58% cheaper than CoinTracker's Ultra plan ($599).

Is Summ free to use?

Yes, Summ offers a generous free tier that includes portfolio tracking for 500,000+ transactions, unlimited integrations, DeFi and NFT support, and smart suggestions. To download tax reports (Form 8949, Schedule D, etc.), or to access advanced features you'll need to upgrade to a paid plan starting at $49.

Does Summ support DeFi transactions?

Absolutely. Summ was built with DeFi support at its core, covering over 2,300 DeFi protocols. This includes cross-chain swaps, liquidity pool deposits and withdrawals, yield farming, staking rewards, lending, and borrowing. The platform automatically categorizes these complex transactions.

Is Summ safe and secure?

Yes. Summ takes security seriously with multiple layers of protection:

  • SOC 2 Type 2 certification: Independent verification of security practices
  • Zero-trust architecture: No implicit trust for any user or system
  • 24/7 threat detection: Continuous monitoring for security issues
  • Multi-factor authentication: Optional additional account protection
  • Read-only API access: Summ can never move or access your crypto

Does Summ work with TurboTax and H&R Block?

Summ integrates directly with TurboTax and TaxAct. You can export your crypto tax data and import it directly into your tax return, eliminating manual data entry.

Summ doesn’t currently have a direct integration with H&R Block. However, you can still import your transactions using the custom CSV option. 

What's the best crypto tax software for high-volume traders?

For high-volume traders, Summ offers the best combination of features and value. At the 10,000 transaction tier, Summ costs $249 compared to CoinTracker's $599 – a 58% savings. Summ also supports 500,000+ transactions for $999, compared to CoinTracker's $3,499 full-service option.

Disclaimer: This content is for informational purposes only and does not constitute tax advice. Consult with a qualified tax professional for advice specific to your situation.

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Frequently asked questions

How is crypto tax calculated in the United States?

You can be liable for both capital gains and income tax depending on the type of cryptocurrency transaction, and your individual circumstances. For example, you might need to pay capital gains on profits from buying and selling cryptocurrency, or pay income tax on interest earned when holding crypto.

I lost money trading cryptocurrency. Do I still pay tax?

The way cryptocurrencies are taxed in most countries mean that investors might still need to pay tax, regardless of whether they made an overall profit or loss. Depending on your circumstances, taxes are usually realized at the time of the transaction, and not on the overall position at the end of the financial year.

How do I calculate tax on crypto-to-crypto transactions?

In most countries you are required to record the value of the cryptocurrency in your local currency at the time of the transaction. This can be extremely time consuming to do by hand, since most exchange records do not have a reference price point, and records between exchanges are not easily compatible.

How can Summ help with crypto taxes?

You just need to import your transaction history and Summ (formerly Crypto Tax Calculator) will help you categorize your transactions and calculate realized profit and income. You can then generate the appropriate reports to send to your accountant and keep detailed records handy for audit purposes.

Can't I just get my accountant to do this for me?

We always recommend you work with your accountant to review your records. If you would like your accountant to help reconcile transactions, you can invite them to the product and collaborate within the Summ web app. We also have a complete accountant suite aimed at accountants.

Does Summ handle non-exchange activity?

Summ (formerly Crypto Tax Calculator) handles all non-exchange activity, such as onchain transactions like Airdrops, Staking, Mining, ICOs, and other DeFi activity. No matter what activity you have done in crypto, we have you covered with our easy to use categorization feature, similar to Expensify.

Do I have to pay for historical tax reports?

Our subscription pricing is per year not tax year, so with an annual subscription you can calculate your crypto taxes as far back as 2013. The process is the same, just upload your transaction history from these years and we can handle the rest.

Can I use my own accountant?

Yes, Summ is designed to generate accountant-friendly tax reports. You simply import all your transaction history and export your report. This means you can get your books up to date yourself, allowing you to save significant time, and reduce the bill charged by your accountant. You can discuss tax scenarios with your accountant, and have them review the report.

How does payment work?

Summ has an annual subscription which covers all previous tax years. If you need to amend your tax return for previous years you will be covered under the one payment.

What if my exchange is not on the list of supported exchanges?

Summ covers thousands of exchanges, wallets, and blockchains, and DeFi apps, but if you do not see your exchange on the supported list we are more than happy to work with you to get it supported. Just reach out to [email protected] or via the in-app chat support feature and we will get you sorted.

Does Summ support NFT transactions?

We do! Summ integrates with many NFT marketplaces and offers categorization options for any NFT-related activity (minting, buying, selling, trading).

How does the free trial work?

Summ is free to use immediately upon signup, allowing you to import your transactions and take advantage of our smart suggestion and auto-categorization engine, portfolio tracking, DeFi and NFT support. For access to reports, the tax loss harvest tool or chat and priority support, you will need to upgrade to the appropriate paid plan.

Automate your crypto bookkeeping

01

SOC 2 type 2 certified

As SOC 2 Type 2 compliant, we ensure robust data security, giving customers confidence in entrusting us.
02

Secure organization

We conduct regular and thorough Security & Awareness training for all employees.
03

Full data privacy

Our application only ever requires 'read-only' access to your data.