Overview: Best crypto tax software 

  1. Summ 
  2. TokenTax
  3. Koinly
  4. ZenLedger
  5. CoinLedger

Key features

  • Unlimited integrations. The platform offers direct support for over 3,500 exchanges, wallets, and blockchains. If your platform isn’t directly supported, transaction data can be uploaded from any source via CSV. 
  • Unlimited currencies. For every blockchain that the platform supports, users can import any token that is hosted on that blockchain.
  • Smart auto-categorisation. Summ automatically maps and categorises your transactions. This significantly reduces manual effort so you can reach your reports faster.
  • Portfolio tracking. Track your entire portfolio across exchanges and wallets with full support for DeFi. 
  • US-focused tax reports. Download specialized reports pre-filled with your data, such as 8949 and Schedule D.
  • Extensive security. Multiple layers of security, including zero-trust architecture, 24/7 threat detection, advanced endpoint protection, MFA security that users can opt-in to, and ISO27001 certification.
  • Dedicated customer support. 24/7 support, including email and live chat support with a real person available for all customers.

Key features

  • In-house accounting and consultation for those who want to pay premium prices.
  • Supports DeFi and NFT protocols with all plans.
  • Integrates with TurboTax. 

Key features

  • Can be integrated with over 1000 wallets and exchanges. 
  • Allows you to track all your crypto accounts in one place.
  • Offers a range of US-focused tax reports, including specialized reports such as Schedule D.

Key features

  • Supports over 400 exchanges and 7,000 token types.
  • Tax loss harvesting is included in all plans. 
  • Offers full-service crypto tax accounting, where your tax reports are prepared for you.

Key features

  • Integrates with over 1,000 wallets and exchanges. 
  • Offers unlimited wallet and exchange syncs for you to import your data.  
  • Tax software support: Integrates with US tax software, including TurboTax, TaxACT, and TaxSlayer.
2025-12-19

Pricing

  • Hobbyist: $49 (100 transactions) 
  • Investor: $99 (1,000 transactions) 
  • Pro: $199+ (3,000+ transactions)

Is there a free version?

Yes, CoinLedger offers a free version with portfolio tracking and unlimited transactions. To gain access to any reports, you’ll need to upgrade to a paid plan.

Pros and cons

Pros

  • Unlimited transaction plan available for high-volume investors. 
  • Known for its NFT support, including an integration for OpenSea. 
  • International tax reporting, with over 40 countries supported.

Cons

  • Doesn’t accept crypto as payment. 
  • Doesn’t offer specialized tax forms such as Schedule D.

Pricing

DIY Plans

  • Silver: $49 (100 transactions) 
  • Gold: $199 (5,000 transactions) 
  • Platinum: $399 (15,000 transactions)

Professional Consultation Plans

  • Premium Support Consultation: $275 (60 mins)
  • Tax Pro Prepared (single year): $2800
  • Tax Pro Prepared (multi-year): $5200

Is there a free version?

Yes, you can import your crypto transactions for free. However, to view, download, or access reports, you need to upgrade to a paid plan.

Pros and Cons

Pros

  • Integrates with tax platform TurboTax.
  • Offers professional tax consultations and services.
  • Offers a 14-day money-back guarantee/refund for all plans.

Cons

  • Doesn’t accept crypto as payment. 
  • High cost. If you have more than 100 transactions, you’ll need to pay $199.
  • Limited customer support. Some customers have reported issues with long wait times and a lack of helpful responses. 

Pricing

  • Newbie: $49 (100 transactions) 
  • Hodler: $99 (1,000 transactions)
  • Trader: $199 (3,000 transactions)
  • Pro: From $299 (10,000+ transactions)

Is there a free version?

Yes. Koinly provides a limited free version that allows you to track your portfolios. For access to any reports, you’ll need to upgrade to a paid plan.

Pros and Cons

Pros

  • Accepts crypto as payment, in addition to credit/debit card payments.
  • Provides an income overview, so you can see how much crypto you’ve earned from all your activities. 
  • Supports more complex crypto transactions like DeFi, NFT, and margin trading.

Cons

  • Limited security features. Compared to other crypto tax software, Koinly only mentions one layer of security – SSL.
  • Higher cost. Compared to other platforms, especially if you’re a high-volume trader. 
  • Usability. Some customers have reported potential syncing and labelling issues within the platform, while others said it wasn’t easy to navigate.

Pricing

  • Basic: $65 (100 transactions)
  • Premium: $199 (5,000 transactions)
  • Pro: $1,999 (20,000 transactions)
  • VIP: $3,499 (up to 30,000 CEX transactions)

Is there a free version?

No free version available. 

Pros and cons

Pros

  • Customer service. Live chat support is offered for every pricing tier.
  • Tax-loss harvesting. Offered for premium customers paying $199.
  • Multiple payment options. Accepts card or crypto payments. 

Cons

  • TokenTax costs a lot more than other crypto tax platforms. If you have over 100 transactions, you’ll have to pay at least $199. 
  • No refunds or money-back guarantee. 
  • No free version available.

Pricing

  • Rookie: $49 (up to 100 transactions)
  • Hobbyist: $99 (up to 1,000 transactions)
  • Investor: $249 (up to 10,000 transactions)
  • Trader: $499 (up to 100,000 transactions)
  • Advanced Trader: $999 (up to 200,000 transactions)

Summ also offers a 30-day, 100% money-back guarantee. If you’re not satisfied, you can receive a full refund by contacting the support team. 

Is there a free version?

Yes, Summ is free to use instantly when you sign up, allowing you to gain a full picture of your crypto portfolio, with support for up to 100,000 transactions. Take advantage of the smart suggestion and auto-categorization engine, portfolio tracking, unlimited integrations, DeFi and NFT support. 

To access the reports, the tax loss harvesting tool and priority support, you will need to upgrade to the appropriate paid plan.

Pros and Cons

Pros

  • Tax platform partnerships. Users can file reports directly with TurboTax and TaxAct.
  • 30-day money-back guarantee. Much higher than most competitors, which typically only offer 14 days.
  • Low price. Its starter ‘Rookie’ plan is one of the cheapest ones out there.
  • Tax loss harvesting tool. By identifying assets to sell at a loss, you can reduce your overall tax bill available on the or Investor and Trader plans.
  • Dedicated customer support. 24/7 support, including email and live chat support with a real person available for all customers.
  • Portfolio tracking mobile app. Connect your Summ account with the iOS mobile app and get a detailed view of your portfolio with accurate PnL & tax calculations.
  • Support for 200,000+ transactions. Perfect for high-volume traders.
  • Unlimited report downloads each year. Under the one plan subscription price you can download unlimited reports each year, perfect for users who make adjustments or are filing for multiple years at once.

Cons

  • Doesn’t currently accept crypto as a form of payment.
  • Mobile app not available on iOS
  • The tax optimization algorithm is only available on Investor and Trader plans

How Investing vs Trading impacts tax

In most cases of buying and selling cryptocurrency as a retail investor, you are participating in investing rather than trading. The two are treated differently for tax purposes.

  • Investing is subject to capital gains tax or income tax, depending on the nature of the transaction.
  • Trading in this case refers to self-employment which is subject to income tax and National Insurance Contributions.

The key difference between investing and trading – along with the different tax treatments, is how losses generated in the crypto-activity can be used.

In their guidance, HMRC have explicitly stated that they would expect it to be exceedingly rare that any crypto-activity constituting buying & selling crypto would be classified as “trading”.

If you are uncertain, speak to a tax advisor as there are always exceptions, including but not limited to, developing tokens and large scale mining.

How is crypto tax calculated in the United States?

You can be liable for both capital gains and income tax depending on the type of cryptocurrency transaction, and your individual circumstances. For example, you might need to pay capital gains on profits from buying and selling cryptocurrency, or pay income tax on interest earned when holding crypto.

All Countries

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Selecting Country
Guides
Dec 19
,
 
2025
 - 
10
min read

The best crypto tax software in the USA

Compare crypto tax software on features like supported exchanges, DeFi integrations, price and downloadable IRS forms.

Key takeaways
This tax guide is regularly updated: Last Update  
CryptoTax Calculator thumbnail

Filing crypto taxes doesn’t have to be stressful – especially if you’re using the right tools. In this guide we compare the best crypto tax platforms for US traders, covering everything from handling DeFi transactions to simplifying IRS reporting. 

{{best-crypto-tax-overview-calloutbox}}

Crypto tax software comparison: Best of 2025

1. Summ – Best overall

Summ turns your complex transaction data into detailed tax reports that are ready to file directly with the IRS or your tax agent.  

Simply connect your exchange and wallet accounts using a secure, read-only API, or upload a CSV of your transactions. The software will do the rest, and provide you with  IRS forms such as 8949 and Schedule D, pre-filled with your data and ready to file.

Additionally, the platform automatically calculates your tax liability while identifying potential opportunities for savings. It has a built in portfolio tracker, and can be accessed through the mobile app on iOS. 

Summ is an official tax partner of Coinbase and MetaMask, trusted by hundreds of thousands of users across the globe. It offers 24/7 customer support and holds ISO27001 security certification.

{{key-features-mini-review-summ}}

{{pros-and-cons-mini-review-summ}}

{{pricing-mini-review-summ}}

2. TokenTax

TokenTax offers both full-service accounting and crypto tax software. For $4,499, professional investors with large transaction volumes (and a couple of thousand to spare) can get a full hands-off experience where everything is done for them.

{{key-features-mini-review-token-tax}}

{{pros-and-cons-mini-review-token-tax}}

{{pricing-mini-review-token-tax}}

3. Koinly

Founded in 2018, Koinly is a great user-friendly crypto tax software. It’s also available in over 20 countries. 

{{key-features-mini-review-koinly}}

{{pros-and-cons-mini-review-koinly}}

{{pricing-mini-review-koinly}}

4. ZenLedger

Founded in 2017, ZenLedger offers both DIY crypto tax reports and full-service accounting. It also has the ability to generate a range of reports for your taxes.

{{key-features-mini-review-zenledger}}

{{pros-and-cons-mini-review-zenledger}}

{{pricing-mini-review-zenledger}}

5. CoinLedger

CoinLedger is an easy-to-use platform that supports investors internationally. It integrates with a number of wallets and includes portfolio tracking. 

{{key-features-mini-review-coinledger}}

{{pros-and-cons-mini-review-coinledger}}

{{pricing-mini-review-coinledger}}

What US investors need to know when choosing crypto tax software

Choosing a crypto tax platform may seem overwhelming, but it doesn’t have to be. Just make sure that you’re looking for a tool that’s built to handle US tax rules while offering flexibility if you trade across borders. Here’s what you should consider: 

  • Compliance with US regulations: Make sure that the platform fully supports IRS requirements for capital gains, income (from mining, staking, and airdrops) and DeFi activity. If you trade internationally, check whether it supports other tax authorities too. 
  • Local banking and payment integrations: Look for tools that integrate easily with US banks and exchanges, which will make it easier to track cost basis and cash flow.
  • In the loop with the newest tax laws: Crypto tax rules change quickly. Choose a platform that regularly updates its functionalities to reflect the latest reporting requirements. 
  • Integrations: The best platforms connect directly with a range of exchanges, wallets, and DeFi protocols so you can import transactions automatically instead of entering them manually. 
  • Automation: Look for platforms that can streamline the process by automatically importing transactions and reducing manual work. 

Is combining multiple crypto tax software solutions together​ a good strategy? 

Not really. While it might seem smart to run your data through multiple crypto tax platforms and pick the one that gives you the “best” numbers, this approach can create problems. Here’s why:

  • Accuracy comes from your records, not the software: If transactions are missing or misclassified, every tool will give you different results. Choosing the report that looks most favorable doesn’t mean it’s correct.
  • Consistency matters: Your crypto tax history builds year after year. Switching between tools or combining reports can create discrepancies with prior returns, which could raise red flags with the IRS.
  • Extra complexity = extra risk: Managing data across multiple platforms increases the chance of errors, duplicate entries, or missed transactions.

That said, some investors use multiple platforms to cross-check their numbers. This can help spot missing transactions or differences in cost basis calculations. But once you’ve identified discrepancies, it’s best to reconcile your data in a single, reliable platform.

That’s where Summ comes in. Instead of juggling different tools, it’s built to handle all the complexities of modern crypto trading in one place.

  • Accuracy comes from your records, not the software: If transactions are missing or misclassified, every tool will give you different results. Choosing the report that looks most favorable doesn’t mean it’s correct.
  • Consistency matters: Your crypto tax history builds year after year. Switching between tools or combining reports can create discrepancies with prior returns, which could raise red flags with the IRS.
  • Extra complexity = extra risk: Managing data across multiple platforms increases the chance of errors, duplicate entries, or missed transactions.

That said, some investors use multiple platforms to cross-check their numbers. This can help spot missing transactions or differences in cost basis calculations. But once you’ve identified discrepancies, it’s best to reconcile your data in a single, reliable platform.

That’s where Summ comes in. Instead of juggling different tools, it’s built to handle all the complexities of modern crypto trading in one place.

The information provided on this website is general in nature and is not tax, accounting or legal advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider the appropriateness of the information having regard to your own objectives, financial situation and needs and seek professional advice. Summ (formerly Crypto Tax Calculator) disclaims all and any guarantees, undertakings and warranties, expressed or implied, and is not liable for any loss or damage whatsoever (including human or computer error, negligent or otherwise, or incidental or Consequential Loss or damage) arising out of, or in connection with, any use or reliance on the information or advice in this website. The user must accept sole responsibility associated with the use of the material on this site, irrespective of the purpose for which such use or results are applied. The information in this website is no substitute for specialist advice.

FAQ

No items found.
Table of contents

More resources

CryptoTax Calculator thumbnail
Guides
10
 
Oct
 
2025
Is swapping crypto taxable? IRS rules for 2025

Swapping one crypto for another is a taxable event, and you will need to work out the USD value of your capital gain or loss to report on your taxes.

Read More
October 10, 2025
CryptoTax Calculator thumbnail
Guides
10
 
Oct
 
2025
Liquidity Pools and LP tokens – How to calculate your taxes

A guide to liquidity pools, LP tokens and how to report them on your taxes.

Read More
October 10, 2025
CryptoTax Calculator thumbnail
Guides
1
 
Oct
 
2025
How to report crypto on your taxes in 2025

Report your crypto taxes to the IRS with this step-by-step guide that includes important tips and ways to reduce your tax bill.

Read More
October 1, 2025

Try Summ today

Import your transactions and generate a free report preview.