Team Summ

From 1 April 2026, NZ crypto exchanges must report user activity to the IRD under CARF. Here's what gets shared, the key dates, and how to prepare.

New Zealand's Inland Revenue Department has identified 355,000 unique crypto users across 57 million transactions, and from 1 April 2026, a new international reporting framework has closed the data gap that previously made enforcement difficult. The shift marks a significant escalation in how New Zealand taxes cryptocurrency activity.

Most crypto neobanks are custodied fintech in disguise. Here's what a real Bitcoin onchain neobank looks like, and why the difference matters to your tax position.